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Mortgage Services
Borrowing to buy, build or refinance:
We Make It Easy And Affordable.
For more information,
please contact
Vivian Huang, or Tel.: (832)
788-9780. |
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We partnered with
companies whose mission is to
make the process of financing real estate easy and enjoyable.
That is why our mortgage professionals are dedicated to prompt,
personal service. You will find a broad menu of
financing options, very competitive rates and customer service.
In order to provide the attention to detail you deserve, we work
closely with leading mortgage companies through the entire
mortgage process from application to closing. Our team of
professionals is always available to answer your questions and to
ensure the level of service you deserve.
For more information on all of our mortgage
services partners or if you have any questions, call one of our professional associates
today. |
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Online Mortgage &
Financial Lending Websites |
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Skilled, Knowledgeable and Customer-Focused
Loan Counselors
Our experienced partners are dedicated to exceeding your expectations.
Working together as a team with your real estate agent, we make the process
of financing your home as hassle free as possible.
Customer Convenience Services
Pre-Qualification Service helps you determine how much home you can
afford.
Pre-Approval Service helps you line up the financing so you can shop
for a new home with confidence.
Counseling on financing options helps you decide what is best for
your individual circumstances.
Appointments arranged at your convenience, weekends or evenings,
helps to make the best use of your time.
Financing Options
Our partners offer a broad array of financing options, and are
continually revising their products to offer you the most
competitive alternatives. Call us for information about:
- Conventional Loans with Fixed or Adjustable
Rates
- Construction-Permanent Loans
- FHA and VA Loans
- No Income Verification Products
- Equity Lines
Extended Interest Rate Lock-In
- 100% Financing Loans
- First-Time Homebuyer Program
- No Document Loans
- 100% Loans for high income earners
- Bad Credit Loans
- 100% Loans for low income earners
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Mortgage Borrowers' Rights
This may be the largest and most
important loan you get during your lifetime. You should be aware
of certain rights before you enter into any loan agreement.
You have the RIGHT to shop for the best loan for you and
compare the charges of different mortgage brokers and lenders.
You have the RIGHT to be informed about the total cost of your
loan including the interest rate, points and other fees.
You have the RIGHT to ask for a Good Faith Estimate of all
loan and settlement charges before you agree to the loan and pay
any fees.
You have the RIGHT to know what fees are not refundable if
you decide to cancel the loan agreement.
You have the
RIGHT to ask your mortgage broker to explain exactly what the
mortgage broker will do for you.
You have the RIGHT to know how much the mortgage
broker is getting paid by you and the lender for your loan.
You have the RIGHT to ask questions about charges
and loan terms that you do not understand.
You have the RIGHT to a credit decision that is not
based on your race, color, religion, national origin, sex,
marital status, age, or whether any income is from public
assistance.
You have the RIGHT to know the reason if your loan was
turned down.
You have the RIGHT to ask for the HUD settlement costs
booklet "Buying Your Home."
For "Buying Your Home" and other helpful
information about RESPA,
visit HUD home page. For other questions, call 1-800-217-6970. |
