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Real Stake, Inc.
Direct:  (832) 788-9780
Fax - (832) 201-9423
14090 Southwest Freeway, Suite 300
Sugar Land, TX  77478 USA
Email:  Vivian@TexansRealty.com

Licensed by Texas Real Estate Commission.


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HOMEOWNER'S INSURANCE
The current insurance crisis and the affect of mold on the insurance industry in Texas are two of the main topics of the 2003 Texas legislative session. This webpage is designed to help you access information regarding mold and mold claims, find insurers and to keep you updated on the steps that HAR, TAR and NAR are taking to protect both Realtors® and consumers against the current upheaval in the homeowner's insurance industry.
Finding Homeowner's Insurance in Texas

Texas Help Insure Web site
Helpinsure.com is a free and secure service to help Texans shop for homeowners insurance through the Texas Department of Insurance.
www.helpinsure.com

Protect your home from storms, fire, theft, and other events.
Homeowners Insurance: A Guide for Texas Consumers

A look at sample rates in today's homeowners insurance market.
Homeowner Insurance Rate Guide

Texas MAP Program
www.tdi.state.tx.us/consumer/cbo46.html

List of companies writing insurance in Texas
www.tdi.state.tx.us

Information on the new types of homeowner's policies and what they cover
www.insuretexas.org


Here you can find a consumer handbook, statutes and rules, annual reports and more...
Lemon Laws

NAR Background Information

Frequently Asked Questions About Mold
http://www.realtor.org/realtororg.nsf/pages/moldfaq
 
Mold in the home: How it affects Realtors
www.realtor.org/GAPublic.nsf/pages/moldpapers?OpenDocument

NAR's Field guide to mold and health problems
www.realtors.org/libweb.nsf/pages/fg711

NAR's position on mold
www.realtor.org/fedistrk.nsf/pages/MoldSummary?OpenDocument
Texas Department of Insurance Consumer Information

How to protect yourself from mold
www.tdi.state.tx.us/consumer/cb075.html

Montemayor expands Texas homeowner's options - July 2002
http://www.tdi.state.tx.us/commish/nr07182a.html
Texas Association of Realtors® Information for Members

TAR's mold brochure
www.texasrealtors.com/web/3/25/moldbrochure.pdf

Texas Realtors score victory with TDI rule
www.texasrealtors.com/web/7/55/archives/it-091102.cfm#one

Sick building syndrome: What must you disclose about this potentially serious problem?
www.texasrealtoronline.com/issues/0101/legal/0101legal.html

Summary of Texas Department of Insurance mold order from TAR
www.texasrealtors.com/web/3/25/ruling.htm
 
  First time home buyer logo
The First Time Homebuyer Program channels low interest rate mortgage revenue bond funds through participating Texas lenders to eligible families and individuals who are purchasing their first home or who have not owned a home in the past three years. Eligibility is determined by a variety of factors - most importantly, income and first time homebuyer status.
Single Family Bond Programs
The Single Family Bond Programs promote homeownership for very low and low income individuals and families as well as families of moderate income. The programs provide below market fixed interest rate loans and promote the development of affordable housing stock.
Down Payment Assistance Program (DPAP)
When funding is available, TDHCA offers Down Payment Assistance to assist very low and low income families (60% AMFI) in purchasing a home by providing an interest free loan for down payment and allowable closing costs.


© 2002-2009 Real Stake, Inc.  All rights reserved. 
All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental.  Questions and comments should be sent to feedback@TexansRealty.com

 

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