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Real Stake, Inc.
Direct:  (832) 788-9780
Fax - (832) 201-9423
14090 Southwest Freeway, Suite 300
Sugar Land, TX  77478 USA
Email:  Vivian@TexansRealty.com

Licensed by Texas Real Estate Commission

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Affordable Home Buying Resources

o Asian American Real Estate Association of Houston
o Bankrate.com
o CreditSmartEspanol
o CreditSmart
o Fannie Mae Foundation
o Freddie Mac
o Ft. Bend Community Revitalization Projects
o Housing and Urban Development (HUD)
o Housing Opportunities of Houston
o Houston Housing Finance Corporation
o Houston Real Estate Association (Houston REALTIST)
o Mortgage Bankers Association of America
o National Association of Hispanic Real Estate Professionals
o National Association of Real Estate Brokers (Realtist)
o Real Estate Association Latino (R.E.A.L.- Houston)
o Texas Department of Housing and Community Affairs
o Texas Veterans Land Board
o The Genesis Program
o The Texas Affiliation of Affordable Housing Providers
o Veterans Affairs (VA)

Mortgage Borrowers' Rights  This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.

You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.

You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.

You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.

You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.

You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.

You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.

You have the RIGHT to ask questions about charges and loan terms that you do not understand.

You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.

You have the RIGHT to know the reason if your loan was turned down.

You have the RIGHT to ask for the HUD settlement costs booklet "Buying Your Home."

For "Buying Your Home" and other helpful information about RESPA, visit HUD home page. For other questions, call 1-800-217-6970.

2002-2009 Real Stake, Inc.  All rights reserved. 
All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental. Questions and comments should be sent to feedback@TexansRealty.com


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